KARACHI – Habib Bank Limited (HBL) is one of the leading financial institutions in Pakistan and provides several finance related services to its customers.
For the ease of customers, it has launched various Debit cards commonly known as ATM cards so they can easily withdraw their money or make other transactions.
However, the bank collects annual charges on the Debit cards and the schedule of charges is issued biannually. HBL issued the revised schedule of charges for January-June 2025 earlier this year.
HBL Debit Card, commonly called ATM Card, is one of the services provided by the commercial bank. The holders of the ATM card can enjoy the convenience of accessing their HBL account whenever and wherever they are.
Powered by MasterCard, UnionPay, Visa and PayPak, HBL offers various Debit Card with secure and convenient payment solution.
The cards are accepted at over 50,000 merchants, and over 11,000 ATMs nationwide in Pakistan and millions of merchant location and ATMs globally.
HBL Debit card Annual Fee for 2025
The annual fee (primary) has been fixed at Rs2,000 for PayPak Chip card while fee for Visa Chip it stands at Rs2,800.
Similarly, the annual fee for MasterCard Standard has been fixed at Rs2,800 while it stands at Rs3,600 for MasterCard Gold.
The fee for ATM card with UnionPay chip has been fixed at Rs2,500 while it stands at $12 for per Visa Chip USD.
The annual primary fee for MasterCard Titanium stands at Rs3,000 while it will be Rs20,000 for MasterCard World.
PayPak Chip – Rs. 2,000/-
Visa Chip – Rs. 2,800/-
MasterCard Standard – Rs. 2,800/-
MasterCard Gold – Rs. 3,600/-
UnionPay Chip – Rs. 2,500/-
Visa Chip USD – US$ 12/-
MasterCard Titanium – Rs. 3,000/-
MasterCard World – Rs. 20,000/-
